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New monthly $500 direct payments for two years to start going in the mail in time for Christmas – who’s eligible

AHEAD of Christmas, a new group of Americans can expect to see their first batch of $500 in monthly checks.

Cook County, Illinois has informed a total of 3,250 residents that they qualify for the city’s guaranteed income pilot.

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More than a third of Cook County is eligible

The program is available thanks to $42million allocated from the American Rescue Plan Act.

Who’s eligible?

Whether you qualify or not will depend on a few things.

For example, Cook County households’ income needs to be at or below 250 percent of the federal poverty level.

This is $33,975 for a single individual, $45,775 for couples and $69,375 for a family of four.

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Elected officials and county employees are not eligible.

Another thing is you needed to be 18 years of age or older and submitted an application by the Friday, October 21 deadline.

More than 3,000 participants were selected in a randomized lottery.

According to officials, 36 percent of the county is estimated to be eligible to participate.

The first monthly payments are set to arrive on Thursday, December 15, reports local news outlet WTTW.

Other UBI programs

Along with Cook County, a few other places are sending out UBI payments either now or in the coming weeks.

This includes Denver, Colorado, which started sending out multiple batches of payments to hundreds of residents last week.

For example, 260 individuals will get $6,500 upfront, followed by $500 monthly payments for 11 months.

Another tranche will go to 260 people, who will get $1,000 per month for a year.

And the last batch of 300 will get $50 per month for a year.

The payments aim to help people experiencing housing insecurity.

Officials in Coachella, California have launched an income program that will give 140 families $400 a month for two years.

If accepted, participants can choose to have the funds deposited monthly into their checking account or loaded onto a prepaid card they would receive in the mail.

However, applications ended Friday, November 11.

Qualifying families will begin to receive assistance in January 2023.

Also, a new group of low-income residents in Rochester, New York is eligible for payments.

In early 2023, another 175 people will be getting $500 monthly payments.

So, Alexandria, Virginia will start disbursing the first monthly checks of $500 to 170 residents during the last week of January 2023.

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For more related stories, here are the five direct payments worth up to $1,050 going out this month.

And here are the full list of cities and states across the country that are offering monthly payments through universal basic income programs.

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